Canadian Historical Mortgage Rates, as with any other market, vary over time. Below you’ll find a chart of the 5-year fixed mortgage rate variability for the past 24 months. Rate data provided courtesy of Ratehub.ca. Each prospective mortgagor is subject to different considerations and rates below may not accurately reflect the rate offered by individual financial institutions or available to each individual. Rather the purpose of the chart is to reflect the range of variability over time.